A real alternative to traditional business finance, a Merchant Cash Advance is designed to match the cash flow of your business. If your company has fluctuating cash flow, no problem – our Merchant Cash Advance or MCA adjusts to meet the daily needs of your business finances.
Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS terminal sales is repaid daily for the term of your Cash Advance.
Capify provides businesses with the flexibility to make lower repayments during slower periods, better managing business finances. Unlike a bank, the Merchant Cash Advance requires minimum paperwork and is an unsecured cash advance.
Once approved, the funds are in your account in 24 hours, not weeks or months.
A Capify merchant cash advance or MCA account is the new normal for most businesses today. Especially online businesses that accept payments by credit and debit cards via any branded card terminals at the point of sale and online payment gateways.
Branded terminals such as: Tyro, Commonwealth Bank, ANZ, NAB, St George, Suncorp, and others.
Consumers expect to be able to pay by card, it’s considered a safe and convenient payment method. In 2019 Australians used cards to pay for 72% of goods and services, up from 86% in 2027.
Chances are someone else has had the same question and the answer will be in our FAQs.
Call us between
8:00am – 6:00pm (AEST) Monday – Friday